Conventional, FHA, USDA, VA, 1% down, First-Time Homebuyer, DSCR Investor, Rehab, Fix and Flip, Home Ready, Home Possible, Home One, Reverse and more.
We meticulously review every application. Our team carefully assesses your income, assets, and credit to provide a robust pre-approval. For complex income situations, we conduct a full underwrite before issuing your pre-approval letter to you and your agent. This way, you can tour homes with complete confidence.
After your offer is placed, we make a friendly call to the listing agent. We address any inquiries they may have regarding your offer, highlighting your pre-underwritten pre-approval. Our aim is to ensure they understand the smooth and swift closing process we anticipate, giving your offer a competitive edge.
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NMLS #2093054 | United Lending Team, LLC NMLS #2273319
1050 Wilshire Drive, Suite 300, Troy, MI 48084
Licensed in Michigan. Equal Housing Lender. Justin Allor is a licensed Mortgage Loan Originator with United Lending Team, LLC. United Lending Team, LLC is a licensed mortgage company regulated by the Michigan Department of Insurance and Financial Services (DIFS). All loans are subject to credit and property approval. Terms and conditions may apply. Programs, rates, and guidelines are subject to change without notice. This is not a commitment to lend.
Example: The principal and interest payment on a $200,000, 30-year fixed-rate loan at 6.625% with 97% loan-to-value (LTV) is $1,280.62. The annual percentage rate (APR) is 7.205% with an estimated finance charge of $5,600. Monthly payments do not include property taxes or homeowner’s insurance, which will result in a higher actual monthly payment.
Equal Housing Lender | NMLS Consumer Access: www.nmlsconsumeraccess.org
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