Conventional, FHA, USDA, VA, 1% down, First-Time Homebuyer, DSCR Investor, Rehab, Fix and Flip, Home Ready, Home Possible, Home One, Reverse and more.
We meticulously review every application. Our team carefully assesses your income, assets, and credit to provide a robust pre-approval. For complex income situations, we conduct a full underwrite before issuing your pre-approval letter to you and your agent. This way, you can tour homes with complete confidence.
After your offer is placed, we make a friendly call to the listing agent. We address any inquiries they may have regarding your offer, highlighting your pre-underwritten pre-approval. Our aim is to ensure they understand the smooth and swift closing process we anticipate, giving your offer a competitive edge.
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JUSTIN ALLOR, 2093054, UNITED LENDING TEAM, LLC, 2273319, LICENSED BY THE DEPARTMENT OF BUSINESS OVERSIGHT UNDER THE CALIFORNIA RESIDENTIAL MORTGAGE LENDING ACT, 2093054 OR LICENSED BY THE DEPARTMENT OF BUSINESS OVERSIGHT UNDER THE CALIFORNIA FINANCE LENDERS LAW, 2093054, 2093054, UNITED LENDING TEAM, LLC, 248-847-0501, 2093054, UNITED LENDING TEAM, LLC, LO.0049363, KANSAS LICENSED MORTGAGE COMPANY, JUSTIN ALLOR, RESIDENTIAL MORTGAGE LOAN ORIGINATOR, 2093054, UNITED LENDING TEAM, LLC,637 E. BIG BEAVER ROAD SUITE 205, TROY, MI, 48083.THE PRINCIPAL AND INTEREST PAYMENT ON A $200,000 30-YEAR FIXED-RATE LOAN AT 6.625% AND 97% LOAN-TO-VALUE (LTV) IS $1340.62. THE ANNUAL PERCENTAGE RATE (APR) IS 7.205% WITH ESTIMATED FINANCE CHARGE OF $5,600. THE PRINCIPAL AND INTEREST PAYMENTS, WHICH WILL CONTINUE FOR 360 MONTHS UNTIL PAID IN FULL, DO NOT INCLUDE TAXES AND HOME INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT.
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